Shocking Speed Upgrade: UPI Payment Now Happen in Just 10 Seconds!
UPI (Unified Payments Interface) has changed how Indians pay and receive money. It is quick, safe, and easy to use. And now in 2025, it is going to be even better and faster, thanks to the new rules from NPCI (National Payments Corporation of India).
UPI Payment just got faster and safer in 2025! Learn about new NPCI rules on speed, balance check limit, and real beneficiary name display in apps.
Let’s look at all the important updates you should know.
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UPI Payments Now in Just 10 Seconds
Starting this week, UPI payments will now be completed in just 10 to 15 seconds, instead of 30 seconds earlier. This change will help users:
- Send and receive money faster
- Get payment status quickly
- Experience less waiting during transactions
The new system will also validate the UPI address in 10 seconds (earlier it took 15 seconds).
Check Account Balance Up to 50 Times a Day
Until now, there was no limit on how many times you could check your bank balance using UPI. But now, you can check your account balance 50 times in a day.
Why this change?
- To improve system efficiency
- To reduce unnecessary server load
- To give users a smoother experience
For most users, 50 times is more than enough in a day.
UPI Will Show Real Beneficiary Names Only
To reduce the risk of fraud and increase trust, UPI apps must now show only the final beneficiary’s real name when making payments.
This means:
- You will see the correct name of the person you are sending money to
- Fake or edited names will no longer be shown in UPI apps
READ MORE: Effective Ways to Repay Your Home Loan Quickly and Reduce Interest
Users Can No Longer Change Beneficiary Names in UPI Payment Apps
Until now, some apps allowed users to edit or rename the person they are sending money to. But starting now, this feature is banned.
All UPI apps must remove the “change beneficiary name” option by June 30, 2025.
This is done to:
- Avoid confusion
- Stop possible fraud
- Make UPI more secure
UPI Use in India is at an All-Time High
In May 2025 alone:
- UPI recorded 1,868 crore transactions
- Total value of transactions crossed ₹25.14 lakh crore
This shows how much people in India trust and use UPI every day.
READ MORE: How Salaried Employees Can Secure Personal Loans with Low CIBIL Scores
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