You Won’t Believe What 8,000 Monthly SIP Can Grow Into 1 Crore
Do you dream of having a big retirement fund? What if we told you that investing just ₹8,000 every month can help you build a huge ₹1 crore corpus over time?
Yes, it’s possible — all thanks to the power of Systematic Investment Plans (SIPs) and the magic of compounding.
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Invest ₹8,000 monthly via SIP to build a ₹1 crore corpus in 19 years. Learn how compounding helps you grow wealth for retirement and life goals.
After retirement, a regular monthly income from your investment can help you to cover monthly expenses, maintain good lifestyle, medical expenses and it will avoid financial stress.
How Rs 8,000 investment will give you 1 Crore Corpus
With the right mutual fund and SIP plan, a 8,000 Rs on monthly investment can grow over time and give you a monthly income. This is possible if your investment grows at a good annual return (for example, around 15% per year).
Important Note: These numbers are based on estimated returns. Actual returns can vary depending on market conditions and the fund’s performance.
READ MORE: 20 Factors to Consider Before Investing in Mutual Funds
How your 1,000 Rs Investment would grown with MonthlySIP
If you are investing 8,000 rupees as a monthly SIP starting from 1st January 2025 in one of the mutual funds gave 15% yearly return. With investing 19 years, you will get 1 Crore corpus, here is a break down;
| Year | Investment | Interest Earned | Total Portfolio Size |
|---|---|---|---|
| 10th Year | Rs. 9,60,000 | Rs. 12,69,000 | Rs. 22,30,000 |
| 19th Year | Rs. 18,24,000 | Rs. 85,30,000 | Rs. 1.03 Crore |
Benefits of Using Monthly SIP in Mutual Funds
- Begin with small amount of investment as 500 rs per month.
- It will helps build huge portfolio in future.
- Your hard eared money will work for you and it will generate interest income for you.
- You buy more units when prices are low to average out the cost, if needed
- SIP reduces the risk on investment by entering into wrong time into the market.
The longer you stayed invested, the more your money grows due to compounding. You can start, stop, increase or decrease your SIP anytime, it’s completely flexible. Whether it’s retirement, a children’s education, or buying a house, SIP is a perfect for planning big financial life goals. Investing through Sip can give better than keeping money in a saving account also you can invest small amounts regularly and build a big corpus over time. Start your SIP early, stay consistent and let time and compounding do the rest. Your future self will thank you.
Disclaimer: This is not an investment or financial advice. Always consult a financial advisor before investing to choose the right fund and plan based on your needs and risk level.
Also Read: You Won’t Believe What Rs 13 Lakh MF Investment Can Turn Into in 20 Years
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