Pradhan Mantri Jan Dhan Yojana 2025: Full List of Who Can Apply – And Who Can’t
What is PM Jan Dhan Yojana?
The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a scheme by the Indian government to help poor and financially weak people open a bank account with zero balance. It connects them to banks and helps them get benefits from other government schemes directly in their account.
Know the new rules of PM Jan Dhan Yojana 2025. Find out who can open a zero balance account and what documents are needed.
Who Can Open a PM Jan Dhan Yojana Account?
To open a PM Jan Dhan
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- Be at least 10 years old
- Be between 18 to 59 years to get insurance benefits
- Be from a financially weak family
- Live in either a rural or urban area
- Not be a government employee
- Not be an income tax payer
Who Cannot Apply?
You cannot open a Jan Dhan account if:
- You work in a government job
- You pay income tax
Documents Needed for Account
You will need the following documents to open your account:
- Aadhaar Card
- PAN Card
- ID Proof (like voter ID or driving license)
- Residence Certificate
- Passport size photo
- Mobile number
Make sure all your documents are valid and up to date.
Also Read: Invest ₹1,000 Today—See How Much You Get with Kisan Vikas Patra
How to Open a PM Jan Dhan Yojana Account?
Here’s the step-by-step process:
- Visit your nearest bank.
- Ask for the Jan Dhan Yojana application form.
- Fill the form carefully.
- Attach all required documents.
- Submit it to the bank officer.
- The officer may ask for original documents for checking.
- Once verified, your zero balance account will be opened.
If you are a poor or needy person in India, this scheme is very helpful. It gives you access to banking services and direct government benefits. Make sure you check your eligibility and have the right documents before going to the bank.
READ MORE: Top 10 Life Insurance Benefits for Long-Term Planning
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