Top Features of HDFC ERGO Family Health Insurance Plans

HDFC ERGO offers a diverse range of health insurance plans tailored to meet the varying needs of individuals and families.

Discover HDFC ERGO health insurance plans offering broad coverage, tax benefits, and cashless hospitalization. Secure your family’s health with customizable and reliable policies today!

Key Features of HDFC ERGO Health Insurance Plans

Extensive Coverage Options:
- Sum insured options ranging from ₹5 lakh to ₹2 crore, accommodating diverse healthcare needs.
Cashless Hospitalization:
- Access to a vast network of over 16,000 cashless hospitals across India, ensuring hassle-free medical treatment.
Pre and Post-Hospitalization Expenses:
- Coverage for medical expenses incurred up to 60 days before admission and up to 180 days after discharge.
Day Care Treatments:
- Inclusion of procedures that require hospitalization for less than 24 hours due to advanced medical technology.
Mental Healthcare Coverage:
- Coverage for hospitalization expenses related to mental health treatments, acknowledging the importance of mental well-being.
AYUSH Treatment:
- Coverage for non-allopathic treatments under Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy systems.

Popular Health Insurance Plans by HDFC ERGO

my:health Koti Suraksha Plan:
- Designed for individuals seeking high sum insured options ranging from ₹50 lakh to ₹1 crore, offering comprehensive coverage including personal accident benefits.
Optima Secure Plan:
- Provides sum insured options up to ₹2 crore, with features like automatic restoration of sum insured and coverage for modern treatments.
my:health Suraksha Plan:
- Offers wide coverage options, available as individual or family floater policies, with benefits like cumulative bonus for claim-free years.

Additional Benefits

Tax Savings:
- Premiums paid towards health insurance are eligible for tax deductions under Section 80D of the Income Tax Act, offering savings up to ₹1 lakh.
Lifetime Renewability:
- Policies come with the option of lifetime renewability, ensuring continued protection without age restrictions.
No-Claim Bonus:
- Policyholders are entitled to a cumulative bonus for each claim-free year, enhancing the sum insured without additional premiums.

How to Purchase HDFC ERGO Health Insurance

Online Purchase:
- Visit the official HDFC ERGO website to explore various health insurance plans and purchase the one that best suits your needs.
Through HDFC Bank:
- HDFC Bank offers a range of health and accident insurance plans in collaboration with HDFC ERGO, providing additional options for customers.

HDFC ERGO’s health insurance plans are designed to provide comprehensive coverage, ensuring financial protection during medical emergencies. With a variety of plans and benefits, individuals and families can choose the policy that best fits their healthcare needs.

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