ICICI Bank FD Interest Rates: Earn Up to 7.80% on Your Savings

ICICI Bank FD Interest Rates: Earn Up to 7.80% on Your Savings

ICICI Bank offers attractive Fixed Deposit (FD) interest rates, making it a secure and rewarding investment choice for both general and senior citizens. Secure your future with ICICI Bank FD offering attractive interest rates up to 7.80% p.a. for senior citizens and 7.25% p.a. for general investors.

Maximize your savings with ICICI Bank Fixed Deposits offering interest rates up to 7.80% p.a. for senior citizens. Enjoy flexible tenures, tax-saving options, and easy account opening.

Why Choose ICICI Bank Fixed Deposit?

ICICI Bank’s FDs provide competitive rates, flexibility, and additional benefits, catering to diverse financial needs.

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Current Interest Rates

• General Citizens: Earn up to 7.25% per annum for tenures of 15 months to 2 years.
• Senior Citizens: Enjoy an extra 0.50%, with rates reaching as high as 7.80% per annum.

Maximize your savings with ICICI Bank Fixed Deposits offering interest rates up to 7.80% p.a. for senior citizens. Enjoy flexible tenures, tax-saving options, and easy account opening.

Key Features of ICICI Bank Fixed Deposits

• Minimum Deposit:
  • ₹10,000 for domestic FDs.
  • ₹25,000 for NRO/NRE FDs.
• Flexible Tenures: Choose durations ranging from 7 days to 10 years.
• Payout Options:
  • Monthly, quarterly, or on maturity.
• Tax-Saving FDs: Benefit from tax-saving options under Section 80C.
• Easy Digital Process: Open an FD seamlessly through Internet Banking or the iMobile Pay App.

READ MORE: How to Build a Rs 1 Crore Corpus: The 15/15/15 Rule of Mutual Fund Investing

Additional Benefits

• Senior Citizen Advantage:
  • An extra 0.55% interest on FDs (under ₹3 crore) for tenures of 15-18 months.
  • Exclusive rates apply only to domestic deposits.
• FD Calculator: Estimate returns with ICICI Bank’s online FD calculator, tailored to your investment amount and tenure.

How to Open an ICICI Bank FD

Opening an FD is simple and can be done through:

• Online: Use Internet Banking or the iMobile Pay App.
• Offline: Visit any ICICI Bank branch.

READ MORE: 20 Factors to Consider Before Investing in Mutual Funds

Important Notes on ICICI Bank FDs

• FD Interest Rates: Rates are subject to change without prior notice. Updated rates apply to new and renewed deposits.
• Tax Deducted at Source (TDS): FD interest payouts are subject to TDS as per Income Tax laws.
• Account Type Changes: For NRE to resident accounts, applicable rates will switch to resident FD rates.
• NRE Deposits: Rates apply only for tenures of 1 year or more.

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Invest in ICICI Bank Fixed Deposits today to enjoy secure returns and flexible investment options, tailored to your financial goals. ICICI Bank FDs provide high returns, flexible tenures, and tax-saving options. Maximize your savings today with easy online and offline account-opening processes.

Disclaimer: The information provided in this article is for general informational purposes only. It is not intended as financial or legal advice. Please consult your financial advisor before making any decisions.

READ MORE: How to Build a ₹1 Crore Education Fund for Your Child in 10 Years

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